Latest news, quirky updates and blog entries relating to the credit card and debit card industry in the UK. The Endorsed Card blog answers common questions and addresses topical issues on the state of the credit and prepaid market in the UK.
What are Guaranteed Approval Credit Cards? Well, to be honest, there is no such thing. Banks are not stupid and just like you or me, they consider certain things when it comes to business. With the current economic slowdown, never has this been more apparent. While there is no such thing as a “Guaranteed Approval […]
Many people come to us with this question. How exactly does a prepaid mastercard work and what exactly is it? To be honest, it’s really quite simple…
The premier League 07/08 season is almost over and it’s probably going to be a photo finish (and it’s a tight one at that) between the Reds and blues. There has never been a better time to pick up your favorite teams credit card for the 08/09 season…
An oyster card application comes in two different forms. You can apply for a pay monthly oyster card and have to top up every time your balance reaches zero, or you can combine your credit card with your oystercard (oystercard visa) so you never run out of oyster card funds again…
We get this question a lot here are the credit watchdog. With the emergence of prepaid visa cards and prepaid mastercards in the UK over the past year, many are turning their attention to American Express. Everyone wants to know if a prepaid american express card exists.
First off, le’s dispel some common mis perceptions. There is no such thing as an “unsecured” credit card in the UK. Unsecured is a word borrowed from the US which has absolutely no place in the UK. An “unsecured” mastercard credit card is the equivalent to a “guaranteed acceptance” credit card. In the UK, consumers […]
Another very common question that we get here is on the topic of how credit card companies turn a profit. Not just a profit but a whopper one at that! Today we decided to mix it up a little and show you a documentary by PBS on the topic.
Some very close sources have revealed some interesting information this week. It appears that APS, the issuers of the cash plus prepaid mastercard will be releasing a much needed version of their prepaid debit card for businesses! This will be the first of it’s kind in the UK and and has been called for by […]
A very common question we get here at the credit and debit card watchdog is why can your debit card not be used on the Internet? The answer is actually pretty simple and there are many “work arounds” to this issue.
Are you one of the millions of people in the UK that are either too young for a credit card (no established credit history), don’t have a bank account or have slipped up in the past paying back debt and now have a poor credit rating? You certainly are not alone. Those that have a […]
We get this question a lot here, especially from young people. Can you open an iTunes account without a credit card? The answer is yes and there are a few ways you can do it. You could always purchase an iTunes gift voucher from the apple store. The only problem with this is that once […]
With so little coverage and advertising by banks of prepaid credit cards available in the UK, it is very easy to jump to the conclusion that prepaid credit cards are a scam. In reality, this could not be further from the truth. Prepaid credit card issuers have much stricter regulations than “normal” credit cards and […]
Mastercard Pay As You Go cards have absolutely exploded onto the scene the past year. There was a huge need for young people and people with poor credit scores to be able to buy things online and have a reasonable alternative to a credit card. Mastercard came along and filled that gap in the market. […]
What are the options for young people looking to get a debit card in the UK? This is a question we get a lot here at the credit watchdog. Basically, a debit card is a card that takes money directly from your bank account.
There is a lot of confusion about where to buy prepaid visa cards in the UK at the moment. This stems from the fact that currently, Visa do not have any card issuers in the UK. All prepaid cards in the UK are issued by mastercard. You can find a list of the top prepaid […]
In the UK it has long been an issue for teenagers and young people to either make purchases online or manage their own finances because they are too young for a credit card. In recent months that has all changed. Mastercard have reduced restrictions imposed on some prepaid debit card retailers to allow them to […]
